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40 entries
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2008/03/19 Wed 15:31
Ways to keep your costs down
WITH the recent hike in interest rates and the ever spiralling costs of petrol, having control over how much you spend is even more crucial.
2007/11/26 Mon 10:12
Avoid the pitfalls of signing credit agreements
OBTAINING finance from a bank is hard enough, but then you still have to sign a contract promising to honour all the terms and conditions.
2007/10/29 Mon 15:21
Costly mistakes that tie up your cash reserves
DON’T think because you’re running a business and making a profit that everything in your company is under control. A shortage of cash in your business can often be far more dangerous than not owing anyone any money.
2007/10/18 Thu 16:43
Price your business into the marketplace
OFFERING a low price for your product or service in the marketplace is not always the wisest way to compete. In fact, it may even kill your business as competitors with bigger buying power could easily charge less than your small growing business.
2007/09/03 Mon 16:44
Well written and researched plan gets funds
A THOROUGH business plan helped Desmond Galant secure a R1,3 million loan to finance the purchase of his first truck and launch his transport business.
2007/08/31 Fri 15:56
Wowing the bank with a solid business plan
COMPILING a business plan that will guarantee you finance is what many a business owner dreams of. But very few who place business plans before their banks are able to get a loan.
2007/06/28 Thu 16:10
Savvy business owners turn debt into a business
HOW do the person in the street resolve the problem of debt? This is one of the questions that spurred Southern Cape based ex-banker George Bertram to launch debtSAVVY, a company that offers financial management courses
2007/05/30 Wed 15:58
Calculations that add success to your business
RUNNING a business should never become a guessing game. That’s why getting an accurate picture of what’s going on in your business is important if you want to run a tight ship, grow your operations and ultimately make a profit.
2007/02/16 Fri 16:05
Think carefully when financing your business through debt
USING debt funding for your business could have potentially disastrous consequences in the event of a default. But in running and growing one’s own business, the need for debt funding is typically as much a reality as the need for sales or margins.
2007/01/30 Tue 15:50
Weighing up your business financing options
FINDING finance is one of your worst headaches when trying to start a business, and banks, in particular, are not willing to risk their money on start-up businesses. Despite this, banks are still a common source of finance for new businesses.
2006/12/19 Tue 15:41
Judging whether your business idea works
IT’S that time of the year when we look back and take stock of what we’ve accomplished. For entrepreneurs, the question often comes back to the business idea we’ve been trying to turn into reality – is it working, and what are the chances for the future?
2006/11/23 Thu 15:08
Make protecting your business equipment a priority
TWO hours to go before your all-important presentation. You’ve been up all night fine-tuning the graphics and the punchy bullet points. You go into the office to pick up the digital projector – and it is not there!
2006/09/19 Tue 16:32
Managing those private calls better
YOU don’t have time to police every phone call made by your staff. But that doesn’t stop you losing thousands of rand a month if you have one or two staff members who abuse the phones in your office.
2006/08/18 Fri 16:13
Are you heading for financial trouble?
DO YOU know what signs to watch out for that tell you your business is in trouble financially or do you wait for that phone call from your bank manager to tell you that your finances are not in good shape?
2006/05/25 Thu 16:14
Debt collection - seek alternatives first
CLIENTS not paying on time can have very serious consequences for owner-managed businesses, but threatening legal action is not always the best option when dealing with bad debt.
2006/03/28 Tue 13:32
Combat seasonal cashflow
MANY businesses, from garden furniture suppliers to event organisers, experience marked seasonal peaks and troughs in demand for their products or services. What impact does this seasonality have on managing the cashflow of a business?
2006/03/03 Fri 16:57
Beware of growth that can kill
ONE of the most enduring ironies of the business world is the way in which growth can kill your business. Many businesses go bust at the time when they are achieving record levels of sales.
2006/01/27 Fri 15:51
Inject your own passion into your business plan
TOO many business plans end up forgotten, in the bottom drawer, because business owners simply don't look past the paper they're written on. We spoke to entrepreneur Herman Mashaba who built up Black Like Me, on how best to construct a business plan.
2005/10/05 Wed 15:34
Business owners employ crafty methods to cut overheads
CHANGING to internet banking, monitoring telephone bills, merging your business with another and restructuring delivery routes. These are just come of the methods business owners, BusinessOwner.co.za spoke to, are empoying to cut their overheads.
2005/09/13 Tue 16:05
When your bank turns you down again, consider equity finance
MANY business owners know how hard it is to get a business loan from a bank. If you don't have collateral it is almost impossible. One alternative is to bank on equity financing. However how good an option is it?
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